First Time Buyers

Homeownership is a centuries-old aspiration.

Homeownership is rooted in tradition and deep-set family values. The intense emotion associated with buying a home is still one of life’s greatest enjoyments, experienced tenfold when that purchase is made for the first time.

Here are some things to consider if you’re thinking of buying for the first time:

  • The down payment isn’t everything.

    Closing costs and future expenses come with any property so be sure you can afford more than just the amount you’ll be putting down for a home. Experts suggest having 1-3% of the purchase price in savings to cover any additional fees, improvements or unexpected expenses that may arise.

  • Expect the best, plan for less.

    Mortgage specialists recommend holding at least 6 mortgage payments in the bank in case of job loss or other unforeseen circumstances.

  • Devise a short-term plan for home improvement.

    For starters, we can work with the seller or builder to determine repairs and improvements; a thorough inspection will help this process along. Once you know the cost of repairs and improvements, you can budget the necessary funds many months in advance.

As your local agent we will work with you to determine the best and most financially friendly way to achieve your home ownership dreams.

Contact Us

Please feel free to contact us for ANY of your real estate needs. Simply fill out the form below or if you’d prefer to call, we can be reached at (310) 463-6314. As always, we’re here for our clients…before, during and after the sale. We look forward to speaking with you.